Mr. Cullen has been working exclusively with the reverse mortgage program since August 2004. In that time he has been a party to over 700 successful reverse mortgage transactions. He has been with University Bank Reverse Mortgage Division since March 2020. Prior to coming to University Bank, Reverse Mortgage Division, Mr. Cullen spent almost five years with CIBC Bank USA and spent three years with MSI Reverse. He got his start in the mortgage business in June 1997 with Norwest Mortgage. In addition to working directly with clients Mr. Cullen also works with other financial professionals and conducts seminars to help them better understand reverse mortgages.

Ms. Mayne is certified as an Elder Law Attorney (CELA) by the National Elder Law Foundation. She focuses her practice in the areas of elder and special needs law. Ms. Mayne focuses her caseload on asset protection planning, long term care benefit planning, special needs trust planning, and adult guardianship and protective action litigation. She is licensed to practice law in both the states of Wisconsin and Illinois. Ms. Mayne earned her Bachelor of Arts degree in Communication, with honors, from the University of Missouri and received her J.D. from Marquette University Law School along with a certificate in Alternative Dispute Resolution. As part of Her elder law practice, she helps families and individuals with asset protection planning and appeals. Ms. Mayne assists clients seeking eligibility for long-term care benefits (such as Medicaid, Title XIX, family care, and waiver benefits) in the pre-planning and crisis-planning stages

Ms. Schilling oversees the Senior Medicare Patrol, the Wisconsin Guardianship Support Center, and the Elder Benefit Specialist Supervising Attorney program. She works predominantly in the areas of elder law, public benefits, and consumer law. Previously, she was in private practice in New Richmond, Wisconsin, where she practiced in estate planning, Medicaid benefits, guardianship, and general civil litigation. Ms. Schilling is a board member of the State Bar of Wisconsin’s Elder & Special Needs Law Section, the Public Interest Law Section, and a member of the National Academy of Elder Law Attorneys. Prior to attending law school, She coordinated supports for adults with developmental disabilities, and she currently serves as a volunteer guardian for a woman with a disability living in Madison.

After being admitted to the bar in 1991 and holding general practice oriented positions with several other Wisconsin law firms, Mr. Schubert established Schubert Law Office in 2003, where his principal focus has narrowed to estate planning, estate and trust settlement, and elder law. He earned his undergraduate B.B.A. degree, magna cum laude, from the University of Wisconsin Oshkosh, and his J.D. degree from the University of Wisconsin Law School, where he graduated cum laude and was elected vice-president of the Business and Tax Law Society. Mr. Schubert is a member of the State Bar of Wisconsin and the Fox Valley Estate Planning Council, among other professional groups. He has previously served as faculty for continuing education seminars on a variety of estate planning, estate settlement, and elder law topics.